Mariner Mortgage Inc.
701 East Grand Ave.
Arroyo Grande California, 93420
NMLS #324888
Need Mortgage Help? (805) 489-6802
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Welcome to our website.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality of service and individual attention.

Today's technology is providing a more productive environment to work in.  For example, through our website, you can submit a complete online application to qualify for your home loan.  You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios with the assistance of our experienced loan officers.  This helps to ensure you are able to get the exact loan to meet your specific needs.

Originally incorporated in 1988, Mariner Mortgage Inc. has built a strong following based on expert advice, integrity, and a simple philosophy of treating each customer as a lifelong friend.  This philosophy has created strong referral business from both the professional community and past customers alike.

Mariner Mortgage Inc. has been a long supporter of various charities on the Central Coast.  We have contributed to the Boy Scouts, the Boys and Girls Club of South County, the Grizzly Academy, the Women's Shelter Program, various youth sports, FFA and 4-H, as well as many other worthwhile charities.  We have proudly funded the Mathew Huss Memorial Scholarship at Arroyo Grande High School since 2003.

Whether you are in the market for your first home, your dream home, or a commercial loan we are here to serve you.

Thank you for visiting our website.  We look forward to working with you.

FHA Loans and Conventional Mortgages in Arroyo Grande, California

Welcome to the official site of Mariner Mortgage Inc. . We are a full-service mortgage company based in Arroyo Grande, California. We specialize in  FHA Loans, VA Loans, Reverse Home Loans, and conventional home Loans in Arroyo Grande. We also serve the surrounding cities in San Luis Obispo County. Whether you are buying a home or refinancing in the zip code of 93420, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Commercial | Jumbo

What makes Mariner Mortgage Inc. unique is that we offer the following niche programs as well: Down Payment Assistance, Low Down Payment, and First Time Home Loans.

Contact Mariner Mortgage Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Jan
16
2019
Reasons to Refinance When Rates are Rising - 5 Examples
In previous posts, we talked about the current rise in mortgage rates and whether it's still a good time to buy a home (yes it is!). This week, we want to focus on refinancing and whether you should consider it in this market. While it may not be the right time to refinance for all homeowners,...
Jan
09
2019
Credit Score Requirements For 2019 Homebuyers
Your credit score is the first thing we review when applying for a home loan. While there are many factors involved in qualifying, your FICO is the most critical. The minimum credit score needed in 2019 to qualify depends mostly on the type of home loan you are looking to get. Generally...
Jan
02
2019
Is Paying Off Your Mortgage Early Worth It?
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of paying off the mortgage early. Not a homeowner...
Dec
27
2018
Increased Mortgage Rates --Should You Still Buy In 2019?
Does the news of rising rates make you second guess buying your first home in 2019? It shouldn't and here's why: Higher Rates But Not Frighteningly High With headlines that read "Feds Hike Up Mortgage Rates -- Highest Since 2014," it's no wonder that you doubt that it's a great time to buy...

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