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Welcome to our website.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality of service and individual attention.

Today's technology is providing a more productive environment to work in.  For example, through our website, you can submit a complete online application to qualify for your home loan.  You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios with the assistance of our experienced loan officers.  This helps to ensure you are able to get the exact loan to meet your specific needs.

Originally incorporated in 1988, Mariner Mortgage Inc. has built a strong following based on expert advice, integrity, and a simple philosophy of treating each customer as a lifelong friend.  This philosophy has created strong referral business from both the professional community and past customers alike.

Mariner Mortgage Inc. has been a long supporter of various charities on the Central Coast.  We have contributed to the Boy Scouts, the Boys and Girls Club of South County, the Grizzly Academy, the Women's Shelter Program, various youth sports, FFA and 4-H, as well as many other worthwhile charities.  We have proudly funded the Mathew Huss Memorial Scholarship at Arroyo Grande High School since 2003.

Whether you are in the market for your first home, your dream home, or a commercial loan we are here to serve you.

Thank you for visiting our website.  We look forward to working with you.

FHA Loans and Conventional Mortgages in California

Welcome to the official site of Mariner Mortgage Inc. . We are a full-service mortgage company based in Arroyo Grande, California. We specialize in  FHA Loans, VA Loans, Reverse Home Loans, and conventional home Loans in Arroyo Grande. We also serve the surrounding cities throughout California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:
FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Reverse | Commercial | Jumbo

What makes Mariner Mortgage Inc. unique is that we offer the following niche programs as well: Down Payment Assistance, Low Down Payment, and First Time Home Loans.

Contact Mariner Mortgage Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Mortgage Questions?

We are home loan experts, let us know if you have questions.

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We are so grateful to the team at Mariner Mortgage. When we needed help they were there. I was told by my lender that they could not complete escrow in my time frame. Mike offered to help. We are so thankful we accepted his help. He got us through escrow so we could move in to our new home.

William Stoy
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Mike was very professional and helpful even though he was representing the Buyer. He got the deal closed in 10 days this after we were waiting for Chase for more than 6 weeks. Thank you Mike you did a great job. Isaac - Testimonial for Michael at Mariner Mortgage Inc. By Isaac Fachner

Isaac Fachner
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Michael is very knowledgeable and tremendous in the service he provides you. He is friendly and his expertise puts you at ease. My experience was for refinancing my home mortgage. With this transaction the refinancing went smoothly and quickly. Michael returns calls and emails very quickly. The office has an attention to details which is extremely important with mortgages. The office has high integrity. I felt very comfortable entrusting my financial information to the staff . I highly recommend Mariner Mortgage for your next loan.

Debra Gardner
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I most highly recommend Mike for any mortgage needs I have used his services twice this year. Both transactions went very smoothly. If there was a bump along the way he resolved the problem pronto.. Karen is his right hand gal, she's great. Very efficient office, very available. You will be most satisfied. Sincerely, Janie Parrish.

Janie Parrish
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Mike is the best. We had a short 35 day close, which most people are not able to complete in time. Mike was always one step ahead of the game. He was dedicated to helping us close in time. I recommend him to everyone! He is the man for the job!

Krista Wiltermood

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